Hospitality Coverage
Hotels need coverage that supports guest-facing exposure, staff operations, key systems, and income stability when a covered event interrupts service.
Hotel insurance should address property exposure, guest injury risk, operational interruption, liquor liability where applicable, and failures in the systems that keep the property functioning smoothly.
Core Coverages
Covers building, rooms, and hotel contents.
Covers guest injuries or property damage claims.
Protects guest belongings on your premises.
Covers lost income if the hotel shuts down.
Covers claims related to alcohol service.
Covers employee injuries and medical costs.
Covers theft, fraud, or employee dishonesty.
Covers failures of key systems like HVAC.