Property Coverage
Property programs should protect more than the structure alone. They should also support the equipment, income stream, and recovery planning that keep a business operating after a covered loss.
Commercial property insurance works best when it reflects the full cost of protecting a location: structures, contents, interruption exposure, system failures, and major catastrophe events that standard policies may not fully address alone.
Core Coverages
Covers the physical structure of your property.
Covers equipment, furniture, and inventory.
Covers lost income due to covered property damage.
Covers mechanical or electrical system failures.
Covers damage from fire, theft, or vandalism.
Covers costs to meet updated building codes after a loss.
Covers damage caused by flooding.
Covers damage caused by earthquakes.